Our Team
Our strength lies in our relationships with our clients, and that's all about people. We have grown over the last ten years keeping many of our original clients through to today. It’s all down to our team of dedicated advisors and support staff.
Vijay Thakkar 
Director and Inheritance Tax Planning Specialist
Vijay has 15 years experience in the industry as a Financial Planner, which allows him to offer a one stop set of solutions for your financial planning needs. By working with professional partners across many disciplines and having access to unique products, he seeks to provide you with innovative solutions that work. Vijay believes his main responsibility to his clients is in creation, maintenance and preservation of wealth.
Richard Hopkins 
Director and Pension Specialist
Richard has 10 years experience in the industry and also believes in the philosophy of offering clients a one stop set of solutions for your financial planning needs and does this through his network of professional connections and his thorough understanding of your personal circumstances and requirements.
Richard has worked closely for many years with Accountants and Solicitors and this enables him to add value through his understanding of the relationships between the various parties to co-ordinate the appropriate advice.
Richard is a general practitioner and has a specialisation in pensions, both personal and occupational.
Mark Watson 
Financial Planner and Retirement Options Specialist
BA (Hons) Business Studies. 8 years experience working in Financial Services. FPC and AFPC qualified, specialising in Pensions, retirement options, mortgages and Investments. Previously worked for JP Morgan Fleming as an Investment Adviser and Standard Life Insurance Company as an Account Manager.
Tony Russell Cert PFS
Financial Planner and Annuity Specialist
15 years experience in the industry as a Financial Consultant offering full comprehensive financial planning, now specialising in Annuities, Immediate Care Needs and Equity Release.
Dhiraj Shah FCCA 
Financial Planner and Protection Specialist
A qualified Accountant with over 15 years experience in the financial services industry. Dhiraj is a general practitioner and specialises in personal and corporate protection planning for small and medium size businesses.
Dhiraj is motivated to help clients achieve financial independence for themselves and their families. Dhiraj's objective is that clients should have security and peace of mind at all times, through the expected and the unexpected.
Warren Pesch
Mortgage Consultant
Warren is a specialist in mortgages, and has many years of experience. He can assist with all your borrowing needs from first time purchases to second homes and buy-to-lets. Being independent, he can source the best deals to meet your requirements.
Your home may repossessed if you do not keep up repayments on your mortgage.
You can choose how we are paid for mortgages: either you can pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender. In some cases, we will also consider a combination of the above.
The Financial Services Authority do not regulate some forms of mortgages and Inheritance tax planning.